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Here's the latest on Medicare:


Medicare Advantage enrollment has been on a steady climb for the past two decades following changes in policy designed to encourage a robust role for private plan options in Medicare. After a period of some instability in terms of plan participation and enrollment, The Medicare Modernization Act of 2003 created stronger financial incentives for plans to participate in the program throughout the country and renamed private Medicare plans Medicare Advantage. In 2023, 30.8 million people are enrolled in a Medicare Advantage plan, accounting for more than half, or 51 percent, of the eligible Medicare population, and $454 billion (or 54%) of total federal Medicare spending (net of premiums). The average Medicare beneficiary in 2023 has access to 43 Medicare Advantage plans, the largest number of options ever.

You need someone who understands the trends in the growth of the program, is up to date on the latest information about Medicare Advantage enrollment, by plan type and firm and knows how enrollment varies by state and county. Additionally, you'll want someone that knows about Medicare Advantage premiums, out-of-pocket limits, cost sharing, extra benefits offered, prior authorization requirements and the latest star ratings.

That's us.

Here's what you need to know to protect yourself.

Here's what you need to know to protect yourself.

As important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.


Social Security's been a fact of retirement life ever since it was established in 1935. We all think we know how it works, but how much do you really know? Here are nine things that might surprise you.


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